To get a Fix and Flip loan started you will need: $100,000 up to $2,500,000 non-owner occupied property Score and background check

Max LTV 85% on purchase or 100% rehab Rates starting at 7.50% 6 to 24 months flexible terms No prepayment penalty

DSCR / Debt yield requirements on a case by case basis Rates starting at 5.125% 30 year fixed rate loan No prepayment penalty

Up to 85% LTV Rates starting at 7.50% 6 to 24 months flexible terms No prepayment penalty

Lowest Rates in the Market Place, Get your money at LightSpeed!

Get your loan at LightSpeed!

Apply For Loan

Fix & Flip Loans

Who are Fix & Flip Loans Best Suited For?lightspeed2020-11-10T08:55:15+00:00

Who are Fix & Flip Loans Best Suited For?

Lightspeed Lending Fix & Flip loans are exclusively for non-owner occupied residential real estate properties that are rehabbed and sold. Or, held and rented.

Criteria for Funding?lightspeed2020-11-10T08:55:43+00:00

Criteria for Funding?

We lend on single-family residence, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied.

How do Fix & Flip Loans Work?lightspeed2020-11-12T04:53:44+00:00

How do Fix & Flip Loans Work?

Underwriting is based on predicate experience, credit, background and capital liquidity. Our focus is to understand your business.

All of our loans are serviced and underwritten in-house, for a 7 to 10 business day closing time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Fix & Flip Criterialightspeed2020-11-19T10:54:49+00:00

Fix & Flip Criteria

To get a Fix and Flip loan started you will need:

$100,000 up to $2,500,000 non-owner occupied property
Score and background check

Terms & Conditionslightspeed2020-11-19T10:55:41+00:00

Terms & Conditions

Max LTV 85% on purchase or 100% rehab
Rates starting at 7.50%
6 to 24 months flexible terms
No prepayment penalty

Loan Application

Rental Property Loans

Rental Property Lendinglightspeed2020-11-10T11:47:36+00:00

Rental Property Lending

Who are Rental Property Loans Suited For?
Our rental loans are suitable for AirB&B, VRBO or rental property owners that want to take advantage of fixed financing rates to purchase or refinance a rental property.

Property Types We Rental Property Fundlightspeed2020-11-10T11:49:02+00:00

Property Types We Rental Property Fund

We lend on single-family rental properties, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied.

How do Rental Property Loans Work?lightspeed2020-11-10T11:49:34+00:00

How do Rental Property Loans Work?

All of our loans are serviced and underwritten in-house, for a 7-10 business days funding time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Rental Property Program Criterialightspeed2020-11-12T05:02:49+00:00

Rental Property Program Criteria

To get a Rental Property Loan started you will need:

$100,000 up to $2,000,000 non-owner occupied property
Score and background check

Termslightspeed2020-11-19T10:56:58+00:00

Terms

DSCR / Debt yield requirements on a case by case basis
Rates starting at 5.125%
30 year fixed rate loan
No prepayment penalty

Loan Application

Rental Property Loans

Rental Property Lendinglightspeed2020-11-10T11:47:36+00:00

Rental Property Lending

Who are Rental Property Loans Suited For?
Our rental loans are suitable for AirB&B, VRBO or rental property owners that want to take advantage of fixed financing rates to purchase or refinance a rental property.

Property Types We Rental Property Fundlightspeed2020-11-10T11:49:02+00:00

Property Types We Rental Property Fund

We lend on single-family rental properties, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied.

How do Rental Property Loans Work?lightspeed2020-11-10T11:49:34+00:00

How do Rental Property Loans Work?

All of our loans are serviced and underwritten in-house, for a 7-10 business days funding time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Rental Property Program Criterialightspeed2020-11-12T05:02:49+00:00

Rental Property Program Criteria

To get a Rental Property Loan started you will need:

$100,000 up to $2,000,000 non-owner occupied property
Score and background check

Termslightspeed2020-11-19T10:56:58+00:00

Terms

DSCR / Debt yield requirements on a case by case basis
Rates starting at 5.125%
30 year fixed rate loan
No prepayment penalty

Loan Application

Bridge Loans

Who are Bridge Loans Suited For?lightspeed2020-11-10T11:54:22+00:00

Who are Bridge Loans Suited For?

Our bridge loan program is for seasoned investors who need a bridge loan to close quickly on a property.

Property Types We Bridge Fundlightspeed2020-11-10T11:54:49+00:00

Property Types We Bridge Fund

We lend on single-family residence, 2 to 4 units, townhomes, planned unit developments (PUDs), or condominiums. All properties must be non-owner occupied.

How do Bridge Loans Work?lightspeed2020-11-10T11:55:18+00:00

How do Bridge Loans Work?

Underwriting is based on predicate experience, credit, background and capital liquidity. Our focus is to understand your business.
All of our loans are serviced and underwritten in-house, making for a 7-10 business days funding time. Once you have filled out an application and been pre-qualified for your loan you will need to provide specific documentation.

Bridge Program Criterialightspeed2020-11-19T10:58:02+00:00

Bridge Program Criteria

To get a Bridge Loan started you will need:

$100,000 up to $2,500,000 non-owner occupied property
Score and background check

Termslightspeed2020-11-19T10:59:52+00:00

Terms

Up to 85% LTV
Rates starting at 7.50%
6 to 24 months flexible terms
No prepayment penalty

Loan Application

Who We Are

We are FAST lenders for those who want to borrow money for residential bridge loans, fix & flip loans, rental loans & construction loans. The key is we get you money faster and more cost effective then anyone else.

Testimonials

John P.

I have used Lightspeed for construction loans, to renovate and flip properties, now I know why they call themselves Lightspeed! In the world of construction getting money fast and cheap is very important, thank you for always getting me the best rates fast guys!

Danielle B.

Lightspeed Lending is always the most aggressive on their rates, and always move faster then any other brokers I have worked with. Andrew, the owner is truly a real estate genius, thank you LightSpeed!

Marc E.

I have worked with Andrew the broker from Lightspeed Lending for many years. His knowledge in real estate and lending is impressive and he always has his clients best interest in mind!